Your real IT cost, including the hidden ones.
Calculator built from 12 years of small-business IT cost data. Inputs your in-house staff, hardware, software, downtime, and outputs your true cost-per-employee-per-month versus what managed IT would run.
No login, no popup. Inputs stay in your browser until you choose to share them. Built for owners, CFOs, and IT directors comparing in-house vs co-managed vs full managed IT.
across 240 client companies
measured monthly
24/7/365, contractually backed
BBB A+ accredited since 1986
The line items your spreadsheet does not have a column for.
Every IT cost benchmark you have ever seen leaves out the costs that actually hurt you. The calculator above includes them. Here is what they are.
Downtime
Four hours per month of company-wide downtime at $65 loaded hourly across 50 staff is $156,000 a year. Most spreadsheets log zero. We default to 4 hours per month because that is the industry median we measure on day one of every onboarding.
Security incidents
Average SMB cyber incident hits between $25k and $108k all-in (IBM Cost of a Data Breach 2024). Even if you "have not been hit yet," your cyber-insurance carrier is already pricing the probability into your renewal. That premium hike is a real cost line.
After-hours emergencies
The 11 PM "Wi-Fi is down" call to your in-house IT lead. The Saturday morning "I can't log in" Slack to the CFO's nephew. Each one carries an opportunity cost (and a quiet morale tax) that no expense report tracks.
Training and certifications
Keeping one in-house IT person current on Microsoft, EDR, networking, backups, and compliance frameworks runs $4,000 to $9,000 a year in courses, exams, and conference time. That cost rarely gets attributed back to the IT line.
Opportunity cost of internal IT
When your one IT person is unjamming a printer, they are not building the integration that would shorten your sales cycle. Most internal IT roles spend 60 to 70 percent of their hours on tier-1 helpdesk tasks. That is the most expensive helpdesk team you have ever paid for.
Vendor sprawl
Twelve different IT vendors with twelve invoices, twelve renewal dates, and twelve different password resets. The admin time alone (procurement, AP, contract review) is a quiet 2 to 4 percent of total IT spend at most SMBs we onboard.
Eight things you get inside the per-employee number above.
Every line below is included in the per-seat per-month rate. No extra invoices, no per-ticket charges, no consumable surprises. Anything outside this scope (large project work, M and A integrations) is quoted in writing before we start.
Per-employee, per-month. No hourly games. No per-ticket fees.
Same SLA, same helpdesk, same security stack across all four tiers. The price difference comes from operational leverage as your seat count grows. Server coverage is a flat $75 per server per month on every tier.
- Everything in the included list, fully-managed
- Single named account manager
- Onboarding in 14 business days
- Quarterly QBR via Teams or in-person
- Everything in Small Team, plus co-managed mode
- Dedicated escalation engineer
- Monthly executive report + quarterly QBR
- vCISO sessions every 90 days
- Everything in Mid-Market, plus dedicated team
- Monthly QBR + on-site as needed
- Custom SLA tiering by department
- Project hours pool included
- Everything in Mid-Enterprise, customized
- Named SOC analyst pod (24/7)
- Compliance evidence automation included
- Quarterly third-party penetration test
Want this number turned into a real proposal?
Drop your details below and a real account manager will email you a custom proposal within one business day. The calculator inputs travel with the form so we are quoting against your actual numbers from minute one.
Real savings from a real customer who ran the numbers.
Ten questions about the numbers above.
How is the per-employee managed IT rate calculated?
Per-employee per-month, scaled by seat count. Under 25 seats is $145 per employee per month. 25 to 99 seats is $125. 100 to 249 seats is $99. 250 and up is $85. Server coverage adds a flat $75 per server per month. Multi-location surcharges only apply if a site needs dedicated on-site presence.
What is included in the managed IT rate?
24/7 endpoint and network monitoring, US-based helpdesk, OS and third-party patching, daily backups with monthly restore tests, an EDR and DNS-filtering security stack, vCISO consults on a quarterly cadence, hardware procurement at our dealer pricing, onboarding and offboarding workflows, and a Quarterly Business Review with your account manager. Anything outside that scope (large project work, M and A integrations, after-hours emergencies on weekends) is quoted separately and disclosed in writing before we start.
Do I have to replace my existing software stack?
Almost never. We are software-agnostic and have managed Microsoft 365, Google Workspace, QuickBooks, Salesforce, NetSuite, ServiceNow, AutoCAD, Adobe CC, and dozens of vertical-specific systems for clients. We may suggest swapping one or two tools that overlap with what is already in our managed stack (for example consolidating two endpoint protection agents) but it is always your call and the savings hit your line item, not ours.
How do you price for multi-location offices?
Per-employee, not per-location. The rate above covers all of your seats regardless of which office they sit in. Remote work and home offices are included. Sites that require a dedicated on-site engineer (manufacturing floors, large healthcare campuses) get a separately scoped on-site retainer disclosed up front. Most clients with two to four locations need zero on-site retainer.
What does onboarding look like and how long does it take?
Two weeks for under 50 seats, three to four weeks for 50 to 250 seats. Week one is discovery and read-only access. Week two is agent rollout and identity hardening. Week three is patching baseline and backup validation. Anything beyond is project-style change management. Onboarding is a fixed-fee engagement scoped per seat count, not hourly. The fee is credited back if you are not in production by the agreed date.
Will you work alongside my existing internal IT person?
Yes, and we do this all the time. The most common arrangement is a co-managed model where your internal person handles project work, vendor relationships, and strategic priorities, while we handle the 24/7 monitoring, helpdesk overflow, patching, backups, and security stack. We are not trying to replace your IT lead. We are giving them tooling, escalation, and weekend coverage.
What is the contract term and can I exit?
Standard agreement is 36 months with a 90-day exit clause after the first year. We also offer 12 month and 24 month terms at slightly higher per-seat pricing. Exit clause means you give 90 days written notice and we hand off documentation, agent removal, and credentials in a transition packet. We have never withheld a credential during a transition. It would not be a great way to earn a referral.
How do you handle after-hours and weekend tickets?
P1 (system down, all-staff impact, security incident) is 24/7/365 with a 15-minute SLA. P2 (major function impaired) is 24/7 with a one-hour SLA. P3 (single user, non-blocking) is business hours next business day. Each priority is defined in the contract and visible to you in real-time inside the ticket portal.
How do you measure your own service quality?
Three numbers, reviewed quarterly: ticket CSAT (the score your team gives us per ticket, target 95+), response SLA hit-rate (per priority, target 98+ percent), and uptime delta (managed asset uptime versus baseline, target 99.95 percent). All three live in your QBR deck and the underlying data is exportable. We name a single named account manager so you have one phone number, not a generic queue.
Why does the calculator default downtime to 4 hours per month?
Industry surveys (Gartner, ITIC, Statista) put unmanaged small-business IT downtime in the 3 to 6 hour per month range, distributed across the company. Four hours is the median we have measured at clients in their first month of onboarding. After 90 days on our stack, the same clients typically run at 30 to 45 minutes per month. The default loaded hourly cost of $65 reflects the salary plus benefits load of a typical knowledge-worker employee.
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Or call us and we will rerun the calculator with you on the phone, walking through every line item against your actual invoices. No demo, no slide deck.
