This guide is for office managers, controllers and CFOs whose copier or multifunction printer is leased through Wells Fargo, usually under the name Wells Fargo Vendor Financial Services, and whose term is ending.
We built it from Wells Fargo’s own pages and public records. Terms vary by agreement, and your signed agreement is the final word, so we also point out which clauses to read. Wells Fargo offers several options at the end of the term, and a little planning makes the change smooth.
Who Wells Fargo Vendor Financial Services is
Wells Fargo Vendor Financial Services is a trade name used by Wells Fargo Bank, N.A. and certain of its subsidiaries. The group came out of an acquisition. In March 2016, Wells Fargo completed its purchase of the North American vendor finance and commercial distribution finance businesses of GE Capital, and the vendor finance business took the Wells Fargo Vendor Financial Services name effective March 1, 2016.
Is it still Wells Fargo? Yes, as far as we can find. We looked for any sale, rename or transfer of this business and found none. Wells Fargo’s current equipment financing page, dated 2026, still lists Vendor Financial Services as part of Wells Fargo Equipment Finance, which it describes as a trade name for equipment leasing and finance businesses of Wells Fargo Bank, N.A. and its subsidiaries. The Wells Fargo equipment business that was sold is a different one: in May 2025, Wells Fargo agreed to sell its rail equipment leasing assets to a joint venture of GATX and Brookfield Infrastructure. That deal covers railcars, not office equipment. Public payment records also show a California fire district paying “Wells Fargo Vendor Fin Serv” for a copier lease covering August to September 2026.
What it finances. Wells Fargo says this group works with equipment manufacturers, dealers and distributors to offer financing to their business customers. In office imaging specifically, Wells Fargo’s dealer program site says it resells off-lease office imaging equipment and names Canon, Xerox, Konica Minolta, Ricoh and Toshiba among the brands. In practice, your dealer sold and services the machine, and Wells Fargo owns the lease and bills you.
You may also see the name Wells Fargo Financial Leasing, Inc. on paperwork. Wells Fargo lease packages filed by public agencies use that entity name.
How lease end usually works with Wells Fargo
Wells Fargo uses different agreement forms, and terms vary by agreement. We could not find a public Wells Fargo copier lease to quote, so the guidance below is general. Your own agreement sets the exact notice period, renewal terms and return steps.
Wells Fargo points equipment finance customers to its MyAccounts portal to view and maintain asset and lease details. Contacting Wells Fargo through MyAccounts early is the easiest way to confirm your options.
Notice
Equipment leases usually ask for written notice before the end of the term, telling the lessor whether you plan to buy or return the equipment.
Where to look: find the clause titled something like “Term,” “Renewal” or “End of Term.” Note the number of days, whether notice must be in writing, and the address it must go to.
If no option is chosen
Many equipment leases continue on a renewal basis until you choose an option. Your agreement’s renewal clause explains how yours works, including the length of any renewal period. If you are unsure, Wells Fargo can confirm it for your account.
Buying the equipment
Leases generally come with either a fair market value (FMV) purchase option or a $1.00 purchase option. Look on the first page or schedule of your agreement for the purchase option box. That tells you which type you have.
For an FMV option, ask Wells Fargo for a buyout quote in writing through MyAccounts or customer service. Having the figure early lets you compare buying with returning or upgrading.
Returning the equipment
If you plan to return the equipment, ask Wells Fargo for written return instructions, including the return location and what should ship with the machine. Your agreement’s return clause explains how packing and shipping are arranged. Allow time for pickup and transit so the return lines up with your end date.
Your dealer may be involved
Wells Fargo offers a Dealer Repurchase Program that lets the dealer who originated the lease buy the off-lease equipment before it is returned, which can be helpful when you are upgrading with the same dealer. An account becomes eligible when a return-related buyout or upgrade has been processed and paid, or when the lease is less than 60 days from its scheduled end. If your dealer mentions this program, confirm with Wells Fargo in writing how your account will be closed.
Protect your data before any return
Most copiers keep scanned and copied images on internal storage. Before any machine leaves your office, plan drive wiping or removal with your dealer or IT team. The FTC suggests having a skilled technician handle drive removal rather than doing it yourself. Ask for written confirmation that the work was done, and follow the FTC’s copier data security guidance as your checklist.
Invoice questions
Depending on your agreement, invoices can include items like property tax or insurance. Wells Fargo’s MyAccounts portal or customer service can explain each line.
Your 120-90-60 day checklist
- 120 days out: Find your signed agreement. Write down the agreement number, end date, purchase option type and notice clause.
- 120 days out: Log in to Wells Fargo’s MyAccounts portal and confirm the end date and equipment list match your records.
- 100 to 90 days out: Decide whether you will buy, return, renew or upgrade. Count back from the end date using the notice days in your agreement and mark the deadline.
- 90 days out: Send your written notice the way your agreement requires. Keep a copy and proof of delivery.
- 90 to 60 days out: Ask Wells Fargo in writing for a buyout quote or return instructions, including where the equipment should go and what it should ship with.
- 60 days out: Book data wiping or drive removal with your dealer or IT team. Ask for written confirmation.
- 60 to 30 days out: If returning, arrange packing and pickup as your return instructions describe. Record meter readings and photograph the machine.
- After pickup: Keep the tracking record and request written confirmation that Wells Fargo received the equipment and the account is closed. Check the next invoice.
Upgrading instead of returning
Some businesses replace the machine at lease end instead of sending it back. Because Wells Fargo works with equipment manufacturers and dealers, a new lease through the same dealer is one option, and its Dealer Repurchase Program can make that handoff simpler. If you are considering an upgrade, a partner dealer can review your options, including how your current Wells Fargo lease would be closed out. Confirm in writing what happens to your existing lease and equipment. Either way, the notice deadline in your current agreement still applies.
Frequently asked questions
Is Wells Fargo Vendor Financial Services still part of Wells Fargo?
As of October 2026, yes, based on what we could verify. Wells Fargo still lists it under Wells Fargo Equipment Finance. The sale Wells Fargo announced in 2025 covered rail equipment, not office equipment.
How do I check my Wells Fargo copier lease details online?
Wells Fargo points equipment finance customers to its MyAccounts portal at https://www.myaccounts.wellsfargo.com/ to view and maintain asset and lease details.
How do I get a buyout quote?
Check the purchase option box on your agreement first. For an FMV option, ask Wells Fargo for the quote in writing through MyAccounts or customer service.
My dealer says it is buying the old copier. What should I confirm?
Wells Fargo’s Dealer Repurchase Program lets the originating dealer buy off-lease equipment. Ask Wells Fargo to confirm in writing how your account will be closed, and keep that confirmation with your records.
Let us help you check your lease
Before your notice date passes, run your details through our free Lease End Check at https://1800officesolutions.com/lease-end-check/ to see your dates and options in one place. If you would like to compare replacement equipment, request a commercial copier lease quote at https://1800officesolutions.com/commercial-copier-lease-quote/ and a partner dealer will review your options with you.
For account questions, contact Wells Fargo through the MyAccounts portal (https://www.myaccounts.wellsfargo.com/) or its equipment financing page (https://www.wellsfargo.com/com/solutions/equipment-financing/).
1-800 Office Solutions is not affiliated with Wells Fargo. This guide is general information, not legal advice. Your lease agreement controls.